9 Best Personal Finance Apps In India In 2024

With a busier schedule in today’s fast-paced world, it has become quite uncommon for individuals to find time and monitor their earnings and expenditures. This is where the assistance of money and financial advisor apps in India can significantly improve your financial management.

Numerous applications are available that can automatically monitor all your income and spending, along with your investments, and even offer financial guidance. However, with a plethora of best financial apps in India, it becomes quite difficult to make a choice. With the right information and guidance, you can pick the best personal finance app in India to manage your money better. 

Let’s have a look at the best personal finance apps in India to offer you the best assistance.

Ivy Wallet

Ivy Wallet is a free budget manager and spending tracker app that’ll help you manage your personal finances with ease. Imagine it as a digital financial notebook (manual expense tracker) in which you’ll track your income, expenses, and budget.

The advantage that this money manager app gives you is that you can track expenses on the go with an intuitive and simple user interface (UI). Though it will not sync with your bank account transactions via SMS, it is worth giving a try as it has taken first place in budgeting apps in India

Key Features of Ivy Wallet

• Opensource: It means you can modify the app or suggest changes according to your Requirements. 
• Best intuitive  User Interface giving you the best User Experience
• Nice Visualizations
• Ad Free and also there are no paid functions or features you can use everything for free. 
• Easy Backup to Google Drive
• Export all your transactions to CSV without any hassle. 

Play Store ratings: 4.8

Money Manager

Your search for the easiest way to manage your personal finances can end with Money Manager. It enables multiple tasks like financial planning, expense monitoring, and management of assets as well. Whether you are an iOS or Android device user, Money Manager can solve your financial management problems within a few clicks, which makes it one of the best money manager app in India.

It is simple to track both your personal and business finances with Money Manager. The budget planner, expense tracker, and financial data reviewer of the application can help you manage your assets better and in a resourceful manner.

Key Features of Money Manager

• Easy access to content.
• Calendar visuals to track monthly transactions.
• Filters for transaction reviews.
• Organized charts of expenses for reviewing.
• Double-entry booking.
• Budget features for specific categories.
• Store receipts in image forms.

Play Store ratings: 4.6

App Store ratings: 4.7

Wallet by BudgetBakers

Do you need a financial app that provides more than just assistance in financial management? Well, you can rely on Wallet by BudgetBakers, which empowers you by offering you knowledge about your finances. This application can single-handedly manage your financial accounts and offers you better control over your expenses. 

Synchronization of the application wallet with your accounts assists you in saving your money and planning your expenses for better budgeting. Centralize your financial needs with this comprehensive application and manage your money more effectively than ever before. 

Key Features of Wallet by BudgetBakers

• Secure and automatic sync of transactions.
• Financial overview in simple graphs. 
• Simple insights to take immediate action.
• Organized bills and tracking due dates.
• Assessment of recurring payments.
• Easy sharing with other family members.
• Additional features for multiple currencies, debt management, cloud sync, and more. 

Play Store ratings: 4.6

App Store ratings: 4.4

Goodbudget

Are you looking for budgeting apps in India that best suit your modern needs? Well, Goodbudget is the modern budget app you can rely on. You are no longer required to depend on the piles of papers to manage your money.

This application is particularly designed for personal budgeting and managing your finances while keeping track of your expenses. This personal money management app in India serves as a proactive budget planner, helping you keep track of your expenses, bills, and finances. The budget and financial tracking functionality of the personal finance app makes it one of the top cost tracker apps in India.

You may also share your budget with your partners in budgeting with the Carryover’s ability to sync across platforms like Android, iPhone, and the web. The software helps to keep everyone in the family informed about shared finances.

Key Features of Goodbudget

• Secure and automatic data backup on the site. 
• Transactions with disaggregated expenses. 
• Scheduled transactions and envelope fills.
• Utilize clever payee and category suggestions to save time.
• Simple transfers of money between accounts and envelopes.
• Adapt the budget term to the current circumstances.
• Monitoring of cash flow on the basis of income and expense. 
• Transaction export to CSV.
• Advance financial planning to maintain the budget. 

Play Store ratings: 3.2

App Store ratings: 4.6

Monefy

Do you also feel the need for the right financial advisor app in India that makes you feel empowered by disaggregating your expenses? Monefy can make your finances simpler than ever before and much easier to understand.

Moneyfy is not only going to assist you in tracking your expenses but managing your finances better as well. It will provide you with a thorough comparison of your income, budget, and expenses to ensure that you are able to maintain the determined budget. With its ability to keep your budget right on track, Monefy can serve as one of the best financial apps in India for you.

Key Features of Monefy

• User-friendly interface.
• Allows multi-currency monitoring.
• Single-click backup and export of financial data.
• Passcode protection for data security.
• Chart view of your expenses.
• Detailed record of data.
• Budget tracking for enabling savings.
• Safe synchronization with Google Drive or Dropbox account. 
• Monitor recurring payments.

Play Store ratings: 4.1

App Store ratings: 4.6

Money View

This expense manager app is designed to offer you a real-time view of your finances. It is not possible for individuals to take a look at all the transactional messages they get on their respective devices and keep track of their finances. This is where the Money View application proves to be quite helpful. This excellent application can analyze your SMS logs to unearth financial data and make the best use of it. 

Without any manual labor, you can get the latest updates on your financial transactions and make informed financial decisions with Money View. 

Key Features of Money View

• Get an update on your bank account balance.
• Track the latest transactions in your account.
• Categorized view of your payments for easy expense tracking.
• Better budget planning with weekly and monthly summaries. 
• Personalized reminders for settlements of bills.
• Reminders for saving opportunities.
• Monitoring financial growth over time. 

Play store ratings: 4.7

ET Markets

A crucial part of your finance management is investment. However, it is not simple to explore the financial markets and make investments without proper insights. This is where you can get assistance from ET Markets, a reliable financial advisor app in India, that offers a comprehensive understanding of the financial markets to allow you to manage your investments in the right manner.

You can keep track of multiple investments in different instruments with ET markets. Starting from live stock market updates to share prices and live charting, everything is available with ET markets.

Key Features of ET Markets

• Availability of 8 different Indian languages.
• Comprehensive coverage of the market.
• Notifications for payment.
• Easy tracking of your preferred investment instruments.
• Interactive technical charting tool.
• Voice search option. 

Play store ratings: 4.7

App store ratings: 4.7

Bishinew 

For users looking for a more effective and the best personal finance app in India, the Bishinew Expense Manager App is an uncomplicated, user-friendly, and reliable money management app in India loaded with features.

From basic expense monitoring to establishing control of your budget, everything is possible with this expense manager app. In a nutshell, your finance is at your fingertips with this one of the best home budget app in India.

Without any additional costs or in-app purchases, you can make the best use of this application for your daily cost management.

Key Features of Bishinew

• Categorically organized bills on the basis of week, month, and year.
• Notifications of payments made. 
• Budgeting on the basis of week, month, and year. 
• Progress bar for financial monitoring.
• Filtered results on the basis of different categories.
• Automated backups. 
• Converters and calculators are available within the app.
• Safe synchronization with Google Drive or Dropbox account. 
• Offline access is available.
• Planning for recurring payments. 

Play store ratings: 4.4

App store ratings: 3.8

Dhani App

If you have a variety of financial needs, then Dhani App can prove to be efficient for you. This one-stop-shop allows you to do a variety of tasks without exploring multiple tools and applications. Managing payments, seeking loans, and opening an instant Deman account is possible with the Dhani App. Not only this, but money-making games are also available on this user-friendly platform.

You can further explore options like Dhani Zone and Dhani Rupay Card for other benefits offered by this app. The unique features of the Dhani app make it one of the best financial apps in India.

Key Features of the Dhani App

• User-friendly and simple financial management. 
• Immediate availability of personal loans.
• Reasonable health premium plans. 
• Money-earning opportunities with referrals and games. 

Play store ratings: 3.3

App store ratings: 4.1

Final TakeAway!

Being able to manage your finances is more crucial than simply being able to make money in the modern world. However, as people are getting busier and technology is taking over the financial sectors as well, the old pen-paper method is no longer efficient in financial management. This is why we have a plethora of personal finance apps available around us in the market.

Hopefully, the above-mentioned list can help you access the necessary information about some of the best personal finance apps in India and enable you to make the right decision on the basis of your unique needs. On the basis of your interest, you can pick and try these applications and make a choice. The first step towards better financial management is simply a few clicks away now!

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